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What is the depreciation coefficient?



The objective of the depreciation coefficient is to take into account the wear and tear of vehicles over 10 years old for breakdowns and damage that cannot benefit from an inspection mandated by the insurance.

In the event of repairs to a vehicle over 10 years old for an amount lower than the deductible or not covered by insurance (and whose damaged element has not been replaced in the last 10 years), a coefficient of of 5% per year from the 11th year will allow the amount payable to be shared between the owner of the vehicle and the renter.

Such distribution of costs may reach a maximum of 50% distribution between both parties.

Deterioration due to age relates only to individual and structural parts subject to wear. In the case where the vehicle is more than 10 years old but the part or element concerned by the wear and tear was changed less than 10 years ago, the obsolescence coefficient cannot be applied (subject to presentation of a replacement invoice).

Labor and VAT remain the sole responsibility of the renter when they are responsible.