P&V

Our partner P&V, a cooperative insurer involved in the sharing economy, is an experienced insurance company that aims to encourage consumers to be active in their economy.

  • Available for each rental on the website with vehicles departing from Belgium;
  • Coverage in the event of damage responsibility engaged or not, theft, fire, glass breakage and full assistance from 0 km in the event of a breakdown or accident.

Cover

The insurance policies offered for stress-free holidays:

  • Civil Liability (without excess) - legal aid, representation and protection
  • Compensation for personal injury caused to the driver
  • Damage to the vehicle with excess. This guarantee is applicable in the event of any accidental damage to the vehicle and its accessories (non-standard and fixed elements) theft, breach of trust, fire, shock, pouring and any other event that may be from an accidental nature.
  • Glass breakage with excess on the front windows, side windows, rear windows, or skylights.
  • Theft of goods capped at €1500;
  • Breakdown without an excess
  • Stolen keys.

Excess

The insurance excess is deducted from the costs of the damage (including theft and breach of trust) done to the insured rental vehicle.

The excess is €2,000 by default (except for cases highlighted below).

However, the excess is €350 in the event of dammage caused by force of nature (rock fall, landslide, avalanche, pressure from a mass of snow, hurricane, storm with a wind speed of at least 80 km/hour, hail, tidal wave or flood, earthquake).

  • An excess of €180 is applied in the event of 'glass breakage';
  • The excess applied per incident for transported objects is €125.

Terms

Compliance requirements for the owners' vehicles according to the insurance plan:

  • Vehicle with a gross vehicle weight < 3.5 T Cost value < €110 000 ;
  • Regular and thorough technical checks of the vehicle carried out according to regulations.

Conditions for vehicle renters/drivers according to the insurance plan.

  • Must be at least 26 years old ;
  • Must have held a Category B driving licence for at least 3 years
  • Must not have had any liability claims in Civil Liability and Material Damage during the last 3 years.

Use

The guarantees are covered for private/ recreational travel, excluding all expensive passenger transport and/or transport of expensive goods. The following travel is authorised:

In any countries of the European Union, Bosnia and Herzegovina, the Principalities of Andorra and Monaco, the Vatican City, Iceland, Liechtenstein, Norway, Ukraine, San Marino, the Republic of Serbia, the former Yugoslav Republic of Macedonia, Switzerland, Morocco, Tunisia and Turkey, as well as in any country determined by the King in accordance with Article 3 § 1 of the Law of 21 November 1989.

Exclusions

This covers damage in the event of an accident, i.e. resulting from an accidental, sudden and unforeseen incident that occurred during the rental of a vehicle rented through Yescapa and whose repair costs exceed the amount of the insurance excess subscribed.

Damage excluded:

  • damage caused to the vehicle components as a result of wear, mechanical defect or structural defect;
  • damage caused or aggravated by a mechanical defect;
  • damage caused or aggravated by the objects or animals transported, their unloading and overloading of the vehicle;
  • damage that falls under the Terms of the fire guarantees, theft, glass breakage, force of nature and animals;
  • damage to tires, unless it has been caused in conjunction with other covered damage or which are the result of vandalism;
  • damage caused or aggravated by a misfuelling or poor quality fuel.

MAIF rental insurance contract

You can download the terms and conditions of the contract by clicking on the link below:

Download Terms & Conditions