It all depends on where the booking is taking place!
The insurance included in your booking is mentioned on each listing. Certain vehicles are insured by the owner's personal insurance: this will automatically be mentioned and their insurance conditions will apply. In most cases, you will benefit from an insurance policy supplied by Yescapa, for peer to peer hires.
In regards to the second driver, our insurance partners will apply the rules that follow, depending on whether the vehicle is registered in: