Self drive hire insurance Italy - Nobis

RV and Camper rental insurance

nobis

Our partner Nobis, Turinese insurer born from an innovative project in the vehicle industry pledges for a collaborative company by offering their insurance and sharing economy services.

  • Subscribed to each rental for a maximum of 30 days concluded on the site for all private vehicles registered in Italy;
  • Cover in the event of damage to the vehicle and its accessories, theft, fire and roadside assistance from kilometer 0 in the event of a breakdown and accident;
  • This insurance policy is linked to the owner's civil liability insurance which takes over in case of third party damage.

Cover

The best guarantee for a stress free holiday in Italy or abroad including:

  • Protection of the Owner's Civil Liability;
  • Compensation for bodily injury of the driver (up to €75 000 in the event of death or permanent disability)
  • Damage to the vehicle is subject to a payable excess rate. This excess rate is implemented for each incident of accidental damage, whether responsible or not, suffered by the vehicle and its accessories in the event of an impact, theft, fire, explosion or other accidental event. Repair, replacement of damaged elements and total loss of the vehicle are covered;
  • 24/7 breakdown cover ;
  • Reimbursement of the pecuniary loss suffered by the owner followed by the increase in the amount of his insurance premium (bonus-malus) in the event of damage to third parties (flat rate € 300 per year and per claim);
  • Maximum compensation in the event of accident, theft or total loss of € 20,000.

Excess

The excess deducts the amount of damage (including theft) suffered by the insured rental vehicle.

The default deductible is € 1000 but it is possible to subscribe to the partial deductible buy-back and thus reduce it to € 500. The additional insurance cost to subscribe is € 7 per day.

Terms

Compliance requirements for the owners' vehicles according to the insurance plan:

  • Vehicle with a gross vehicle weight of <3.5T
  • Regular and thorough technical checks of the vehicle carried out according to regulations.

Conditions for vehicle renters/drivers according to the insurance plan.

  • Must be at least 23 years old ;
  • Must have held a B license for 1 year without suspension or withdrawal ;

Use

Cover is forfeited for private/recreational travel, excluding any expensive transport of persons and/or goods. The following trips are authorized:

  • In Italy ;
  • Along with the countries listed on the owner's international insurance policy.

Exclusions

This covers damage in the event of an accident, i.e. resulting from an accidental, sudden and unforeseen incident that occurred during the rental of a vehicle rented through Yescapa and whose repair costs exceed the amount of the insurance excess subscribed. Certain vehicle components are excluded from insurance coverage:

  • White or brown electrical appliances which are removable
  • Damage to tires due to piercing or braking
  • Accessories or elements, whether or not they are brand originals, which are not attached
  • Household utensils such as crockery, glasses, cutlery and similar articles, small electrical household appliances, chairs, tables and similar articles, as well as other upholstery items from the inside of the vehicle
  • Loss of or damage to the trailer and its contents
  • Theft of personal items;
  • The loss of or damage to any vehicles (mechanically damaged) towed by the insured vehicle
  • Glass breakage on elements through which light does no travel.

Self drive hire insurance certificate

You can download the terms and conditions of the contract by clicking on the link below:

Download Terms & Conditions